Financing Options and Health Savings Accounts

We're very proud of the many successes that we have had with students that have come to our center for our 5- Day workshop.  Compared to other programs, such as Lindamood Bell, or tutoring centers such as Sylvan or Huntington , we feel we stack up pretty well.

Program Time to Success   Focus Price Range
Lindamood Bell 6 Months

Intense Phonics
Instruction

$10,000-$20,000
Tutoring Programs
(Sylvan,
Huntingdon)
A Year or more Small group
instruction
$5,000-$20,000
3D Learner 1 Month Hands-on reading
instruction,
improved
attention,
vision and
self-esteem
$4500

The only real concern that has prevented parents from coming to our workshops has remained price.  There are a number of reasons that we can accept children not going through our program, but we hate to see kids that need our program stopped by financial concerns.

To ease the financial burden of our program on families, we have recently arranged with Sallie Mae, a very well respected national organization that funds educational expenses, to provide our clients with the opportunity to finance the cost of our program - which could include tuition, travel and lodging.

Sallie Mae offers repayment options from 1 to 20 years that can make our program affordable for parents who can afford a low monthly payment versus paying the entire cost upfront.  Sallie Mae's interest rates can be as low as 2 points over prime.

This option now provides parents with three ways to pay for the 3D Learner investment, including:

  • Paying by cash or check
  • Credit cards
  • Financing through Sallie Mae
  • Health Savings Accounts etc (more below)

If you would like to consider this option you would need a contact from us outlining the costs - call us at 877-300-1015 if you are interested in exploring our program and/or this financing option.

Medical Insurance vs. Health Saving Accounts or Other Options

Parents have asked us if 3D Learner expenses can be charged to medical insurance and or to a vehicle like a Health Savings Accounts.

We are not aware of any cases where the expenses can be charged under medical insurance.

There may be a few employers who pay for tuition for your child for special programs, but these types of programs are very rare, but there are...

Health Savings Accounts, Medical Savings Accounts and Health Reimbursement Accounts where you may be able to charge the costs for tuition, travel and lodging per Publication 502 that has been copied from the IRS website http://www.irs.gov/publications/p502/ar02.html#d0e1883

Quoted from From Publication 502 - Main Contents

Special Education

You can include in medical expenses fees you pay on a doctor's recommendation for a child's tutoring by a teacher who is specially trained and qualified to work with children who have learning disabilities caused by mental or physical impairments, including nervous system disorders.

You can include in medical expenses the cost (tuition, meals, and lodging) of attending a school that furnishes special education to help a child to overcome learning disabilities. A doctor must recommend that the child attend the school. Overcoming the learning disabilities must be a principal reason for attending the school, and any ordinary education received must be incidental to the special education provided. Special education includes:

  • Teaching Braille to a visually impaired person,
  • Teaching lip reading to a hearing impaired person, or
  • Giving remedial language training to correct a condition caused by a birth defect.

You cannot include in medical expenses the cost of sending a problem child to a school where the course of study and the disciplinary methods have a beneficial effect on the child's attitude if the availability of medical care in the school is not a principal reason for sending the student there.

End Quote

We are not tax experts and suggest you check with your tax advisor

We are always interested in providing effective financing options and hope this helps you with either the 3D Learner or other educational options.  If you would like more information please contact Mark Halpert at 877-300-0105